Owner & Buyer Resources

Vendors & Utilities

Everything you need to set up utilities and settle in on the Gulf Coast, organized by area. Covers Orange Beach, Gulf Shores, Ono Island and Perdido Key, plus local companies Matthew knows well.

Orange Beach

Baldwin County, Alabama

Before closing: call each provider a week or two ahead with your closing date, the property address and a photo ID so service transfers into your name without a gap. Condo owners: some utilities, such as water, sewer, trash or cable, may be billed through the association. Ask Matthew what applies to your building.
Rental Owners: Orange Beach Business License. The city requires a business license to rent out a condo or house, even when a management company handles the rental. Licenses expire December 31 each year. Finance Department: (251) 981-6096  ·  City FAQ

Gulf Shores

Baldwin County, Alabama

Ono Island

Unincorporated Baldwin County, Alabama

Water, Sewer & Fire

Ono Island Water, Sewer & Fire Protection Authority

The island has its own public authority, with a board appointed by the Baldwin County Commission. The authority has no public phone or website of its own. For account setup, contact the Ono Island Property Owners Association (number below) or ask Matthew.

Perdido Key

Escambia County, Florida

Electric

FPL (Florida Power & Light), Northwest FL

Formerly Gulf Power. FPL’s tariff lists unincorporated Escambia County in its service area. Phone hours are 7 am to 6 pm, Monday through Friday.

Baldwin County & Alabama

For Orange Beach, Gulf Shores and Ono Island

Wind & Hail Insurance

Alabama Insurance Underwriting Association (Beach Pool)

Wind and hail coverage for eligible Baldwin and Mobile County properties south of the 31st parallel when private coverage isn’t available. You apply through an AIUA Authorized Agent. If your property is in a flood zone, AIUA requires flood insurance.

Recycling Drop-Off

SWDA CHaRM, Orange Beach

Center for Hard-to-Recycle Materials at 22510 Russian Road, off the Baldwin Beach Express. It takes paint, electronics, batteries and more for a small fee.

Insurance & Mail

Alabama & Florida

Wind & Property Insurance

Citizens Property Insurance Corporation

For Perdido Key and other Florida properties: Florida’s state-created property insurer. Ask your agent whether a Citizens policy fits your property.

Flood Insurance

National Flood Insurance Program (FloodSmart)

Standard homeowners policies usually don’t cover flood. If you need help finding your flood insurance agent or carrier, call the NFIP.

Local Vendors

Introductions on request

These are local companies Matthew has worked with or keeps on file. Call or email him and he’ll put you in touch with the right person. Always check licensing, insurance and references before you hire.

Vacation Rental Management

iTripVacation rental management
Coastal Realty VacationsVacation rental management · Patrick McKoon
Luxury Coastal VacationsVacation rental management
Liquid LifeVacation rental management

Title & Closing

Orange Beach TitleTitle insurance & closings

Home Inspection

HomeSouth InspectionsHome inspections
Ellis Home InspectionsHome inspections
Island InspectionsHome & condo inspections · Orange Beach

Insurance

Whitehaven InsuranceHome, condo & wind coverage
NavSav InsuranceHome, condo & wind coverage · Gulf Shores (formerly All Southern)
First Baldwin InsuranceHome, condo & wind coverage
McCarron Insurance GroupHome, condo & wind coverage

Home Services

Perdido Heating & AirHeating & air conditioning
Beebe’s Pest & Termite ControlPest & termite control · Foley
Benson’s Appliance RepairAppliance repair
Fillmore Appliance RepairAppliance repair · Orange Beach
Coastal ContractorsGeneral contracting & renovation
AL Glass WorksGlass, mirrors & shower enclosures

Request an introduction ↗

Your Gulf Coast Concierge

Questions about a property or a provider?

Whether you’re buying, have just closed, or own a rental, Matthew J. Welch can help you get set up and connect you with trusted local pros in Orange Beach, Gulf Shores, Perdido Key and Ono Island.

REMAX Paradise

Matthew J. Welch
24037 Perdido Beach Blvd., Orange Beach, AL 36561
Office (251) 948-8000  ·  Mobile (251) 979-1098  ·  matthew@alabamaparadise.com

Each Office Independently Owned and Operated.

Equal Housing Opportunity

Vendor listings are provided as a courtesy only. No endorsement, guarantee or warranty of any vendor’s work, pricing, licensing or insurance is made or implied, and you should verify every vendor on your own before hiring.

Utility and government information was checked against each provider’s official website on September 27, 2026 and can change. Please confirm service availability and details for your address directly with each provider. Matthew J. Welch receives no compensation from any utility provider listed on this page.